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FUNDGRADES® is an independent proprietary research methodology developed by Financeware, Inc. and the staff of its SEC Registered Investment Adviser (DBA Wealthcare Capital Management). There are no affiliations with any fund providers, broker dealers or investment management firms that manage funds...only independent, objective perspectives.

Wealthcare Capital Management uses these screening criteria in providing its fiduciary services to ERISA and advisory clients and exposes the criteria and results on the FUNDGRADES® site as a free educational service. Data is provided to Financeware by Thomson/Reuters, one of the largest financial data providers in the world.

To link to a particular fund's report card, please copy and paste using the following format:

    http://www.fundgrades.com/securityreport.aspx?ticker=XXX

Where XXX is the ticker of the desired fund.


Learn more about Financeware, Inc. at www.financeware.com.

Learn more about Wealthcare Capital Management at www.wealthcarecapital.com.

Is your 401(k) Ripping You Off? Learn about how to STOP the 401(k) Rip-Off at: www.401kRipOff.com.